Terms and Conditions

Effective Date: April 10, 2026

Welcome to Beltway Finance Group (“Beltway Finance,” “Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of https://beltwayfinancegroup.com and any related websites, pages, forms, scheduling tools, applications, SMS programs, and services we make available (collectively, the “Site” and “Services”).

By accessing or using our Site or Services, submitting your information, scheduling an appointment, applying for financing, or opting in to receive communications from us, you agree to be bound by these Terms. If you do not agree, do not use the Site or Services.

1. Company Information

Beltway Finance Group is a brand of BELTWAY FINANCE LLC.
Mailing Address: 3624 Havenwood Rd, Middleburg, FL 32068
Phone: (352) 538-9541
Email: [email protected]
Website: https://beltwayfinancegroup.com

2. Nature of Services

Beltway Finance provides financing consultation, financing matching, referral, and related support services for consumers and businesses seeking funding options, including but not limited to small business loans, equipment financing, lines of credit, personal loans, revenue-based financing, franchise funding, and similar programs.

Beltway Finance is not a lender. We work with a network of third-party lenders, financial institutions, and funding providers to help identify financing options that may match your profile and goals.

Submission of information through our Site, forms, appointment schedulers, or applications does not guarantee approval, funding, specific terms, or an offer from any lender. Financing is subject to approval. Not all applicants will qualify.

3. Eligibility

You must be at least 18 years old and legally able to enter into binding agreements to use our Site or Services. By using our Site or Services, you represent and warrant that:
a. all information you provide is true, accurate, and complete;
b. you are providing your own information or are authorized to provide information on behalf of a business or other person; and
c. your use of the Site and Services complies with applicable law.

4. No Financial, Legal, Tax, or Investment Advice

Information provided on this Site or through our Services is for general informational purposes only and does not constitute legal, tax, accounting, investment, or financial advice. You should consult your own legal, tax, accounting, or financial professionals before making decisions based on information obtained through our Site or Services.

5. No Guarantee of Results

We do not guarantee:
a. approval for any financing product;
b. the availability of any loan, line of credit, or program;
c. interest rates, repayment terms, credit limits, or closing timelines; or
d. that any third-party lender will accept or fund your application.

All financing decisions are made solely by the applicable third-party lender or funding provider based on its own underwriting criteria, policies, and review.

6. User Responsibilities

You agree to:
a. provide current, complete, and accurate information;
b. promptly update information that changes;
c. use the Site and Services only for lawful purposes;
d. not impersonate any person or entity;
e. not interfere with the security or operation of the Site; and
f. not submit false, misleading, fraudulent, or unauthorized information.

We reserve the right to refuse service, cancel appointments, remove submissions, or limit access where we believe information is inaccurate, misleading, abusive, fraudulent, or non-compliant.

7. Privacy

Your use of the Site and Services is also subject to our Privacy Policy, which describes how we collect, use, and protect your information. By using our Site or Services, you acknowledge that you have reviewed our Privacy Policy.

8. Consent to Communications

By submitting a contact form, scheduling an appointment, starting an application, requesting information, or otherwise providing your contact details to Beltway Finance, you expressly consent to receive communications from us, including by phone, email, and, where you opt in, text message, regarding your inquiry, account, appointments, requested services, financing options, status updates, and related customer support.

Consent to receive text messages is not a condition of purchase or financing approval.

9. SMS/Text Messaging Terms

This Section applies if you opt in to receive text messages from Beltway Finance.

9.1 Program Name

The text messaging program is operated by Beltway Finance Group / BELTWAY FINANCE LLC.

9.2 Program Description

If you opt in, you may receive SMS or MMS messages related to:

responses to your inquiries;

appointment confirmations and reminders;

follow-up regarding requested financing or consultation services;

application status updates;

document or information requests;

customer care messages; and

where you separately consent, promotional or marketing messages about financing-related services, offers, or updates.

9.3 Opt-In

You agree to receive text messages from Beltway Finance when you expressly opt in through one of our approved channels, which may include:

checking an unchecked SMS consent box on a web form;

submitting a form that contains clear SMS disclosure language;

requesting text communications directly from our team;

replying with an opt-in keyword where offered; or

providing written consent through another compliant method.

Your consent applies only to Beltway Finance and is not transferable to another party.

9.4 Message Frequency

Message frequency varies based on your interaction with us, your application activity, your requested services, and your communication preferences.

9.5 Message and Data Rates

Message and data rates may apply depending on your mobile carrier and plan.

9.6 Opt-Out

You may opt out of text messages at any time by replying STOP to any text message you receive from us. After you opt out, you will no longer receive further SMS messages from that program unless you opt in again.

9.7 Help

For help, reply HELP to any message or contact us at:

Phone: (352) 538-9541

Email: [email protected]

9.8 Supported Carriers

Mobile carriers are not liable for delayed or undelivered messages.

9.9 SMS Consent and Data Use

We use your mobile number and SMS consent information solely to provide the messaging services you agreed to receive, along with related customer care and compliance administration.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All text messaging originator opt-in data and consent information will not be shared with any third parties, except with vendors or service providers that help us deliver messaging services, customer support, or operational functions on our behalf and are bound to use the information only for those purposes.

10. Electronic Communications and Signatures

By using the Site or Services, you consent to receive electronic communications from us. You agree that electronic records, disclosures, notices, signatures, and agreements satisfy any legal requirement that such communications be in writing, to the extent permitted by law.

11. Third-Party Services, Links, and Lenders

Our Site and Services may include links to or integrations with third-party websites, forms, scheduling tools, CRM systems, lenders, document portals, payment processors, analytics providers, and other service providers.

We do not control and are not responsible for the availability, content, privacy practices, underwriting decisions, terms, or actions of any third-party site, platform, lender, or provider. Your use of third-party services is subject to their own terms and policies.

12. Intellectual Property

All content on the Site, including text, graphics, branding, logos, images, layouts, downloads, and other materials, is owned by or licensed to Beltway Finance and is protected by applicable intellectual property laws.

You may use the Site for personal or internal business use only. You may not reproduce, distribute, modify, republish, scrape, frame, transmit, or exploit any Site content without our prior written consent.

13. Prohibited Uses

You may not:
a. use the Site for unlawful, fraudulent, deceptive, or abusive purposes;
b. upload malware, malicious code, or harmful content;
c. attempt to gain unauthorized access to systems or data;
d. harvest or collect user data without authorization;
e. use automated tools to scrape or interfere with the Site; or
f. misuse our name, branding, forms, phone numbers, or communication systems.

14. Disclaimer of Warranties

The Site and Services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Beltway Finance disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, and accuracy.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

15. Limitation of Liability

To the fullest extent permitted by law, Beltway Finance, BELTWAY FINANCE LLC, and their owners, officers, employees, contractors, affiliates, service providers, and agents shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, business opportunity, goodwill, data, or anticipated savings, arising from or related to your use of the Site or Services.

Our total liability for any claim arising out of or relating to the Site or Services shall not exceed the greater of:
a. the amount you paid us directly, if any, for the specific service giving rise to the claim; or
b. one hundred U.S. dollars (US $100).

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

16. Indemnification

You agree to defend, indemnify, and hold harmless Beltway Finance, BELTWAY FINANCE LLC, and their affiliates, officers, employees, contractors, service providers, and agents from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
a. your use of the Site or Services;
b. your violation of these Terms;
c. your violation of any law or third-party right; or
d. any false, inaccurate, misleading, or unauthorized information submitted by you.

17. Termination

We may suspend, restrict, or terminate your access to the Site or Services at any time, with or without notice, if we believe you violated these Terms, provided false information, engaged in unlawful conduct, or created risk for us or others.

18. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles.

19. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the Services shall first be addressed through good-faith informal efforts by contacting us at [email protected].

If a dispute cannot be resolved informally, the parties agree that any legal action shall be brought exclusively in the state or federal courts located in Florida, and each party consents to the jurisdiction and venue of those courts, except where applicable law requires otherwise.

20. Severability

If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

21. No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other right.

22. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated Effective Date. Your continued use of the Site or Services after updated Terms are posted constitutes your acceptance of the revised Terms.

23. Contact Us

If you have questions about these Terms and Conditions, please contact:

Beltway Finance Group
3624 Havenwood Rd, Middleburg, FL 32068
Phone: (352) 538-9541
Email: [email protected]
Website: https://beltwayfinancegroup.com